Frequently Asked Questions

Why is car insurance compulsory?

Car insurance is compulsory for all car owners in Malaysia as it covers the liability you will have to pay to another party if they experience accidental death, bodily injury or property damage.

Furthermore, it is compulsory to have a third party insurance in Malaysia to be able to renew your annual road tax.

There had been an increase in the number of vehicles on the roads therefore it is necessary to make sure that financial coverage is adequate when in need of major repair work done to your vehicle.

What is the difference between car insurance and personal accident insurance?

Malaysia requires their drivers to have car insurance but doesn’t necessarily require them to have personal accident insurance.

Car insurance will cover the damages for your car, any injuries or death of the third party and damage to property or the car in case of an accident.

While personal accident insurance covers you in case of injuries or death.